Begin living life and doing what you love—for yourself—more easily,
while also protecting and caring for the future of those you love at the same time.
An endowment insurance plan thoughtfully designed to suit the working generation. “Easier to start” with premiums that are affordable and within reach, offering true value by allowing you to invest in yourself while caring for your loved ones simultaneously.
Throughout the policy term and all the way until you attain age 77, the plan serves as a life protection foundation for those you love, giving you the confidence to fully enjoy doing what you love for yourself—without worry. With a coverage period close to the average life expectancy of Thai people, this plan also represents a disciplined start to savings(1), returning as a lump sum for you to use in your later stage of life.
Coverage and Benefit
Coverage until attaining the age of 77 / 17 year
Notwithstanding the above, the Company shall not apply the waiting period condition in cases where the insured sustains an injury or requires emergency surgery, provided that such injury or surgery is not a consequence of or related to any pre-existing medical condition prior to the effective date of insurance coverage.
Examples of Exclusions
The following exclusions are only some parts of all exclusions stated in the insurance policy:
1. In case of non-declare or misrepresentation, the company has the right to void the insurance policy and not paying for the benefits stated in the insurance policy.
2. Committing suicide within 1 year since the effective date or the latest reinstatement date.
3. Being killed by a beneficiary.
4. Misrepresentation of the exact age and it is proven that the exact age on the contract date is not in the range of eligible age, etc.
Q : What is the eligible entry age for the OCEAN LIFE Love Protect 77/17?
A : 30 Days - 60 Years Old
Q : What premium payment modes are available for the OCEAN LIFE Love Protect 77/17?
A : Annual, semiannual, quarterly and monthly
Q : What are the minimum and maximum sum insured amounts for the OCEAN LIFE Love Protect 77/17?
A : - Minimum sum insured: 100,000 Baht
- Maximum sum insured: 10,000,000 Baht per insured person
(Including daily hospitalization benefits from all in-force policies, up to a maximum of THB 3,000 per insured per day.)
Q : Does the OCEAN LIFE Love Protect 77/17 support annual premium payments via credit card?
A : Yes, Annual premium payments via credit card are supported, and the company will bear any applicable credit card fees.
Q : Can additional riders be attached to the OCEAN LIFE Love Protect 77/17 policy?
A : Yes, riders can be added in accordance with the company’s underwriting guidelines.
Q : Is a health check-up required when applying for the OCEAN LIFE Love Protect 77/17?
A : According to the Company's rules.
(1) It is a form of savings through life insurance.
(2) The Company will pay the greater of: the policy benefit, the surrender value, or 102% of total premiums paid.
(3) Upon maturity of the policy, the Company will pay the greater of: the policy benefit or 102% of total premiums paid.
(4) In the event of accidental death, the Company will pay the greater of the policy benefit, the surrender value, or 102% of the total premiums paid, plus an additional 100% of the sum assured.
- % means the percentage of the sum assured.
- Underwriting is subject to the Company’s terms and conditions.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- The payment of insurance premiums is the responsibility of the insured. Any collection of premiums by a life consultant (agent) is provided solely as a service.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.
