Ocean Life Save and Protect 88/8
By Agent Channel
Ocean Life Save and Protect 88/8
OCEAN LIFE Love Protect 77/7
Plan ahead to pass on a lump sum to your loved ones
Death benefit up to 117%(1)
from policy year 7 until the policyholder reaches age 77
Total and Permanent Disability (TPD) coverage of 100%(2) throughout the entire policy term
from policy year 7 until the policyholder reaches age 77
Total and Permanent Disability (TPD) coverage of 100%(2) throughout the entire policy term
Feel confident about the future with a guaranteed lump sum
Receive a 10% cashback on the 6th policy anniversary Receive 117%(3) of the sum insured at policy maturity
Tax Deductible
Eligible for personal income tax deduction of up to 100,000 Baht
Introduction of Insurance
Insurable Age
30 Days- 60 Years Old
Sum Assured
Minimum 100,000 Baht
Premium Payment Mode
Annual, semiannual, quarterly and monthly
Rider Attachment
Allowed
Medical Examination
According to the Company's rules
Tax Deduction Eligibility
Eligible for personal income tax deduction of up to 100,000 Baht
Coverage and Benefit
Conditions of Insurance
Coverage until attaining the age of 77 / 7 year
Examples of Exclusions
The following exclusions are only some parts of all exclusions stated in the insurance policy:
1. In case of non-declare or misrepresentation, the company has the right to void the insurance policy and not paying for the benefits stated in the insurance policy.
2. Committing suicide within 1 year since the effective date or the latest reinstatement date.
3. Being killed by a beneficiary.
4. Misrepresentation of the exact age and it is proven that the exact age on the contract date is not in the range of eligible age, etc.
Q : What is the eligible entry age for the OCEAN LIFE Love Protect 77/7?
A : 30 Days - 60 Years Old
Q: What premium payment modes are available for the OCEAN LIFE Love Protect 77/7?
A : Annual, semiannual, quarterly and monthly
Q : What are the minimum and maximum sum insured amounts for the OCEAN LIFE Love Protect 77/7?
A : - Minimum sum insured: 100,000 Baht (rounded to 1 Baht)
- Maximum sum insured: 20,000,000 Baht per insured person
Q : Does the OCEAN LIFE Love Protect 77/7 support annual premium payments via credit card?
A : Yes, Annual premium payments via credit card are supported, and the company will bear any applicable credit card fees.
Q : Can additional riders be attached to the OCEAN LIFE Love Protect 77/7 policy?
A : Yes, riders can be added in accordance with the company’s underwriting guidelines.
Q : Is a health check-up required when applying for the OCEAN LIFE Love Protect 77/7?
A : According to the Company's rules
Q : If the insured becomes totally and permanently disabled and the company has already paid the benefits, will the OCEAN LIFE Love Protect 77/7 policy remain in force?
A : Yes, the policy will remain in force. However, the coverage for total and permanent disability will terminate immediately, while the life coverage will continue.
(1) In the event of death, the Company will pay the greater of: the policy benefit, the surrender value, or 102% of total premiums paid (after deducting any benefits previously received).
(2) In the event of total and permanent disability, the Company will pay the policy benefit. Once this benefit is paid, the disability coverage will terminate immediately, while the policy will continue to provide coverage for death.
(3) Upon maturity of the policy, the Company will pay the greater of: the policy benefit, or 102% of total premiums paid (after deducting any benefits previously received).
- % means the percentage of the sum assured.
- Underwriting is subject to the Company’s terms and conditions.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.
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คำนวณเบี้ยประกันภัย
OCEAN LIFE Love Protect 77/7
วันเกิด
16/12/2568
อายุ
0
