Live confidently and fully while doing what you love—for yourself,
while at the same time caring for and protecting the future of those you love.
OCEAN LIFE Love Protect 77/7
An endowment insurance designed to meet the needs of today’s working generation.
With a short premium payment period of just 7 years, the plan is completed quickly and does not create a long-term burden, while life protection continues all the way until age 77.
Throughout the journey until you attain age 77, this policy serves as a foundation of protection for your loved ones. And as you live happily and confidently doing what you love, free from worry, when you reach age 77, the policy returns as a lump sum—ready for you to use in planning the next stage of your life with purpose and value, without being a burden to anyone.
| จ่ายเบี้ยประกันภัย 7 ปี ปีละ (บาท) |
จำนวนเงิน เอาประกันภัย (บาท) |
ผลประโยชน์เงินคืนกรณีมีชีวิตอยู่ | ตัวอย่างผลประโยชน์กรณีเสียชีวิต หรือทุพพลภาพถาวรสิ้นเชิง (บาท) | ผลประโยชน์ส่วนต่าง เทียบเบี้ยที่จ่าย รวมตลอดสัญญา (บาท) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|
| รับเงินคืน ณ สิ้นปีกรมธรรม์ที่ 6 |
รับเงิน ครบกำหนดสัญญา(3) ณ สิ้นปีกรมธรรม์ ที่มีอายุครบ 77 ปี |
ผลประโยชน์กรณีเสียชีวิต ตั้งแต่ปีกรมธรรม์ที่ 7 ถึงปีกรมธรรม์ที่มีอายุครบ 77 ปี(1) |
ผลประโยชน์กรณี ทุพพลภาพถาวรสิ้นเชิง(2) |
|||||||
| บาท | % | บาท | % | บาท | % | บาท | % | |||
| 13,100 | 100,000 | 10,000 | 10% | 117,000 | 117% | 117,000 | 117% | 100,000 | 100% | 35,300 |
| 38,700 | 300,000 | 30,000 | 10% | 351,000 | 117% | 351,000 | 117% | 300,000 | 100% | 110,100 |
| 64,500 | 500,000 | 50,000 | 10% | 585,000 | 117% | 585,000 | 117% | 500,000 | 100% | 183,500 |
| 90,300 | 700,000 | 70,000 | 10% | 819,000 | 117% | 819,000 | 117% | 700,000 | 100% | 256,900 |
| 127,000 | 1,000,000 | 100,000 | 10% | 1,170,000 | 117% | 1,170,000 | 117% | 1,000,000 | 100% | 381,000 |
| 190,500 | 1,500,000 | 150,000 | 10% | 1,755,000 | 117% | 1,755,000 | 117% | 1,500,000 | 100% | 571,500 |
Coverage and Benefit
Coverage until attaining the age of 77 / 7 year
Examples of Exclusions
The following exclusions are only some parts of all exclusions stated in the insurance policy:
1. In case of non-declare or misrepresentation, the company has the right to void the insurance policy and not paying for the benefits stated in the insurance policy.
2. Committing suicide within 1 year since the effective date or the latest reinstatement date.
3. Being killed by a beneficiary.
4. Misrepresentation of the exact age and it is proven that the exact age on the contract date is not in the range of eligible age, etc.
Q : What is the eligible entry age for the OCEAN LIFE Love Protect 77/7?
A : 30 Days - 60 Years Old
Q: What premium payment modes are available for the OCEAN LIFE Love Protect 77/7?
A : Annual, semiannual, quarterly and monthly
Q : What are the minimum and maximum sum insured amounts for the OCEAN LIFE Love Protect 77/7?
A : - Minimum sum insured: 100,000 Baht (rounded to 1 Baht)
- Maximum sum insured: 20,000,000 Baht per insured person
Q : Does the OCEAN LIFE Love Protect 77/7 support annual premium payments via credit card?
A : Yes, Annual premium payments via credit card are supported, and the company will bear any applicable credit card fees.
Q : Can additional riders be attached to the OCEAN LIFE Love Protect 77/7 policy?
A : Yes, riders can be added in accordance with the company’s underwriting guidelines.
Q : Is a health check-up required when applying for the OCEAN LIFE Love Protect 77/7?
A : According to the Company's rules
Q : If the insured becomes totally and permanently disabled and the company has already paid the benefits, will the OCEAN LIFE Love Protect 77/7 policy remain in force?
A : Yes, the policy will remain in force. However, the coverage for total and permanent disability will terminate immediately, while the life coverage will continue.
(1) In the event of death, the Company will pay the greater of: the policy benefit, the surrender value, or 102% of total premiums paid (after deducting any benefits previously received).
(2) In the event of total and permanent disability, the Company will pay the policy benefit. Once this benefit is paid, the disability coverage will terminate immediately, while the policy will continue to provide coverage for death.
(3) Upon maturity of the policy, the Company will pay the greater of: the policy benefit, or 102% of total premiums paid (after deducting any benefits previously received).
- % means the percentage of the sum assured.
- Underwriting is subject to the Company’s terms and conditions.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.
