SMART FREEDOM UNIT LINKED 99/99

Unit Linked

Adjust Life Coverage and investment as you want

Get Loyalty Bonus for main policy premium*

able to pause the premium payment but protection benefit of the policy still remain**

ดาวน์โหลด Sales Sheet Download Brochure

Introduction of Insurance

Insurable Age

30 days – 70 years

Benefit Plans

5 - 200 time of the Premium per year***
- Premium :
Minimum 12,000 Baht/year
- Top-Up Premium :
Minimum 5,000 Baht/time

Mode of Premium Payment

Annual, semiannual, quarterly and monthly

Rider Attachment

Not Allowed

Health Checkup

According to the Company's rules

Tax Deduction

Tax Deduction according to the rules prescribed by the Revenue Department

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Coverage and Benefit

Conditions of Insurance

Coverage until attaining the age of 99 / Coverage until attaining the age of 99

The Exclusions contained herein are only some parts of all exclusions stated in the insurance policy. The Company shall not cover any loss or damages due to or a result of either of the following causes.

In case that the insured knowingly makes false statement or knowingly omits to disclose any fact to the Company for acknowledgement while applying for the insurance, where if the Company had known of such fact, the Company has the right to void the insurance contract and not to make any policy payment.
In case the insured voluntarily commits suicide within one year from the effective date or the latest date of renewal
In case the insured is murdered intentionally by the beneficiary.
In case the insured declares an incorrect age and the Company can prove that at the time of insurance contract formation, the actual age is outside the premium rate limit according to the normal business practice of the Company.

Remark :

* in case the insured comply with the Company's conditions.
**when the insured pay the main policy premium for 2 years and policy has redemption value.
***% of the sum assured depends on the gender, age, health risks of insured and the company's terms and conditions.
- OCEAN LIFE SMART FREEDOM UNIT LINKED 99/99 is marketing name of Smart Investor Unit Linked 99/99
- Underwriting is subject to the Company’s terms and conditions.
- Benefits and coverage are subject to the health insurance policy’s terms and conditions.
- Health check up and health declaration might be the factor of underwriting process if necessary.
- Tax Deduction according to the rules prescribed by the Revenue Department
- This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.