OCEAN LIFE Koom Krong Ta Lod Cheep 99/5

The exclusions under the Policy are subject to the terms and conditions specified in the insurance policy issued by the Company to the policyholder.

The exclusions described in this document are only a summary of certain policy exclusions. Examples include:

1. Failure to disclose material facts or making any misrepresentation in the insurance application. In such cases, the Company may avoid the Policy and deny payment of any policy benefits.
2. Suicide within one year from the policy effective date or the date of the latest policy reinstatement.
3. Death intentionally caused by the beneficiary.
4. Misstatement of age, where the Company can prove that the insured's correct age at the time of policy issuance fell outside the Company's standard underwriting age limits and premium rates.

Q: What is the eligible age for OCEAN LIFE Koom Krong Ta Lod Cheep 99/5?
A: Age 30 days - 65 years old.

Q: What premium payment frequencies are available OCEAN LIFE Koom Krong Ta Lod Cheep 99/5?
A: Premiums may be paid annually, semi-annually, quarterly, or monthly.

Q: What are the minimum and maximum sum assured under OCEAN LIFE Koom Krong Ta Lod Cheep 99/5?
A: The minimum sum assured is THB 300,000, with no maximum limit.

Q: Is a medical examination or health declaration required for OCEAN LIFE Koom Krong Ta Lod Cheep 99/5?
A: Health declaration is required, and medical examination is subject to the Company’s requirements.

Q: Can OCEAN LIFE Koom Krong Ta Lod Cheep 99/5 be attached with riders?
A: Yes. It can be attached with riders, subject to the Company’s requirements.

Q: Can the premium for OCEAN LIFE Koom Krong Ta Lod Cheep 99/5 be paid by credit card?
A: Yes. The premium can be paid by credit card, with the Company bearing any applicable credit card fees.

• % means the percentage of the sum assured.
• Underwriting is subject to the Company’s terms and conditions.
• Coverage and the payment of benefits shall be in accordance with the conditions specified in the policy.
• The insured who wishes to claim life insurance premiums as a personal income tax deduction must notify the Company of their intention and provide consent for the Company to submit premium information to the Revenue Department.
• This is only basic information. An insured should read aware of coverage condition, benefits, and exclusions of an insurance policy.